Affordable Insurance for Businesses and Individuals in California:
High quality insurance in California for the lowest price available.   request a quote

California Life, Health, Long Term Care & Disability Insurance.
Serving California for over 50 years.

You know you need insurance.
We know you hate to shop for it.

Let's face it, you can buy insurance from numerous places and people. Banks, financial planners, your auto/home agent and thousands of online websites promise low prices, great service and second-to-none products. While diversification is good, an effective insurance plan requires a full-time insurance professional to do the job right. At Bradley Associates Insurance, we do one thing and do it well, Insurance. With experience and knowledge spread across two generations we are qualified to help you find the best Life, Health, Long Term Care & Disability Insurance.

How insurance can take care of your family:
Insurance can replace lost income after a death or disability, create a wealth legacy for your children or grandchildren, provide retirement savings, cover estate taxes, minimize health insurance costs, protect seniors from the high costs of long term care and much more. Life, Disability, Health or Long Term Care Insurance, when thoughtfully combined in response to your specific needs can offer security by preserving the assets you have worked so hard for. The right insurance can protect the ones you care for.

How insurance can take care of your business:
Insurance can help your business survive and thrive after an unexpected event. You've worked hard to build your business and nothing can bring your business down faster than an owner, key person or partner passing away or worse, becoming disabled. Life and Disability Insurance will give your business the necessary funds to hire a replacement or provide an instant financial boost to pay on-going salaries and bills. Perhaps you want to reward your employees or attract good talent? Life, Health and Employee Benefits can fill that need.

There's a good reason we are still in business for over 50 years. We've made a success out of keeping our clients happy by following these guiding principals:

Representing top insurance companies for California Insurance:

AXA Equitable ING John Hancock MetLife Mutual of Omaha Prudential Transamerica

Annuity Masters

If you are interested in annuities, please visit our subsidiary:

- We are independent thinkers.
As with any industry, some insurance products are good and others are not so good. You need a partner who can distinguish between the two. We don't let the industry dictate to us what we offer to our clients. Instead, we review all of the products we represent to determine which ones will benefit our clients, not the insurance company.

- We will treat you with respect.
Like you, we hate sales gimmicks and high pressure. We value the long standing relationships we have with our customers and conduct business with a professional and honorable code of ethics.

- We will always do what is best for you, not us.
Commission is secondary to us as we believe that if we work in your best interest, we will simultaneously insure the success of our business.

- We listen carefully to your needs.
Then, we will impartially shop the top-rated insurance companies on your behalf for the best value. Knowing how to navigate the complicated details of comparing the pluses and minuses of various insurance products, sets us apart. We do all the work so that you don't have to.

-We will explain your options to you clearly and concisely.
Nothing is worse than receiving a 20-page insurance proposal full of hard-to-understand terminology and a long list of choices with a short sentence from your agent saying, "see attached. pick one". When we present our findings, you will be able to clearly understand our suggestions, why we thought this strategy would be best for you and how you can implement it. We take pride in making buying insurance as easy and straightforward as we can for you.

- We provide excellent customer service (we really do).
If you have an issue, we understand that it can be a source of worry or concern. That's why we promptly address any issue head-on to resolve them in a timely fashion. If you have a claim, we will help guide you through the process to insure that your policy does what we told you it would do. Whether it's resolving problems, returning calls or helping you with a claim, you deserve the best from your insurance partner.

Give us a call at 800-500-1916 to talk with one of us. Or if it would be more convenient for you, request an insurance quote by email and we will be happy to call you.

If you live East of California and require Life Insurance, please contact our Denver location by visiting

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Servicing the cities of: Escondido, San Diego, San Marcos, Vista, Rancho Bernardo, Poway, Rancho Penasquitos, Carlsbad, Carmel Valley, Temecula, Bonsall, Fallbrook, Ramona, Valley Center, Sabre Springs, Encinitas, Oceanside, La Jolla, Leucadia, Rancho Santa Fe, Cardiff, Fairbanks Ranch, Del Mar, Solana Beach